12/7/2023 0 Comments Best travel stocks to buy nowHis investors didn’t mind that he underperformed the market in 1958 because he beat the market by a large margin in 1957. That would have been 9.35% in hedge fund “fees”.Īctually Warren Buffett failed to beat the S&P 500 Index in 1958, returned only 40.9% and pocketed 8.7 percentage of it as “fees”. secretly invested like a closet index fund), Warren Buffett would have pocketed a quarter of the 37.4% excess return. If Warren Buffett’s hedge fund didn’t generate any outperformance (i.e. Warren Buffett took 25% of all returns in excess of 6 percent.įor example S&P 500 Index returned 43.4% in 1958. Back then they weren’t called hedge funds, they were called “partnerships”. He launched his hedge fund in 1956 with $105,100 in seed capital. Warren Buffett never mentions this but he is one of the first hedge fund managers who unlocked the secrets of successful stock market investing. At today’s valuation, RCL is currently trading at a nearly -60% discount to our estimate of private market value.” Over the long term, we believe the headwinds travel and leisure are experiencing will soften and expect RCL’s fundamentals will prove resilient in the face of adversity. Though questions persist around the macro backdrop, RCL has an experienced executive management team with operational expertise at its helm, as well as a healthy liquidity position. Forward booking commentary is also encouraging with both trends and pricing for 2023 ahead of 2019 levels. With the entire fleet returning to service in June, RCL delivered positive EBITDA and operating cash flow for the first time since the pandemic began. (NYSE:RCL) also aided relative performance in the quarter. “Global cruise vacation company Royal Caribbean Cruises Ltd. (NYSE:RCL) in its Q3 2022 investor letter : Rogers’ Ariel Investments is a prominent investor in the company.Īriel Investment made the following comment about Royal Caribbean Cruises Ltd. (NYSE:RCL), compared to 28 funds in the prior quarter worth $333 million. According to Insider Monkey’s third quarter database, 42 hedge funds reported owning stakes worth $491.3 million in Royal Caribbean Cruises Ltd.
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The Evolution in Record Sizes In any case, the speed at which a record should be played is often stated on the record’s label, and you should always check this before playing a record to avoid damaging it in any way. Using the above table as rule of thumb for identifying a vinyl record’s rpm will help in many cases, but there are some situations in which a record’s rpm doesn’t fall into the usual record size category, as per the EP example stated above. Often, an EP will be pressed on a 12-inch record that spins at 45rpm, thus proving an exception to the above table’s general rule about the correlation between record size and rpm. LP means Long Play and is used to describe a record that holds a full-length album on it, while EP means Extended Play and these records often hold between three to five songs on them. LP and EP are terms of reference you’ll also encounter when vinyl records are referred to. Vinyl records will often be referred to by either their size or in some cases their rpm, so being called a “12-inch” or “7-inch” record or a “45” are terms you’ll often hear in record parlance. It is important to note that any record size can be pressed to spin at any rpm, but that this table notes the most common matches between record size and rpm. Here’s a table which outlines the key information relating to record sizes, with information on how many minutes of music each standard size of record can hold: Record Size (inches) Most Common rpm Maximum Amount of Music Stored (minutes per side) Typical Format 12″ 33 rpm 22 minutes LP/EP 7″ 45 rpm 5 minutes EP/SP 10″ 78 rpm 3 minutes – *10-inch record included for comparison purposes, and its data is based on historical recording durations and not modern-day pressings. The most commonly commercially available vinyl records today come in two main sizes: the above-mentioned 12- and 7-inch formats, with the inches referring to the diameter of the physical record.Ī record’s size usually indicates the revolutions per minute (rpm) it spins at on the turntable platter, and this in turn indicates how much music each side of the disc is able to hold. The Various Records: Understanding The Main Sizes More as a convenience than for any other reason 10-inch records are much more of a rarity than they used to be, but you can still come across them.įor that reason it’s useful to know some key information about the various sizes of vinyl records, the differences between them, and how to know what sizes a record player will be able to play. All record players will play the two most common sizes of vinyl record, those being 12-inch and 7-inch, but it is far less likely they will be able to play a 10-inch record. 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12/7/2023 0 Comments Usd to rupeeThe prefix naye was removed but the value continued. During this phase, Indian Rupee was divided into 100 naye paise (Hindi/Urdu for new paisas). Some of the key factors that made this happened are listed below Decimalisationĭecimalisation happened in 1957. This also plays a role in the current value of INR to one USD. In the last ten years during which period of the great recession of 2008 has passed the US federal fund rates have been flat at 0.25 percent. Multiple Economic Crisis, Privatization, Devaluation and loans from The World Bank played a role in determining the value of 1 USD to INR over and over again. Since the time of Independence, Indian Rupee has been through a lot of situations that kept bringing down its value. Key factors that played a role in the current status of Indian Rupee (INR) When India gained independence, it had to accept the international metric system and the value of rupee changed at the same moment. In official records, 1 INR was never equal to 1 USD. The ever changing rates of Indian Currency to US Dollar As per the modern metric system, the value of INR to USD in 1913 should be 0.09 and if we keep the 1 USD = 1 INR argument then it the value went to 3.31 in 1948 and 3.67 in 1949, by 1970, INR was 7.50 to 1 USD. Since Independence in 1947, the value of INR has consistently gone down. Everyone was slowly adjusting to it during the time India gained independence. This agreement determined the value of every currency in the world. The history essentially starts from the time when the Britton Woods agreement was passed in 1944. Here it is believed that 1 Pound was equal to 13.37 Rupees during 1947, and that’s why the value of USD should be INR 4.16 in 1947. The most common one is however that there was no metric system so all currencies had the same value.Īnother argument is that before 1947, India was a British ruled state, so the value of INR was higher because value of pound was higher. There are multiple arguments about how 1 Dollar rupees in 1947 had a better value. It is believed that 1 INR used to be equal to 1 USD. When India became independent in 1947 the situation was very much different. Today, the value of INR is lower than USD, but this was not the case before. This will give you an idea of how the journey of INR has been so far and where does US Dollar stand at the end of June 2023. You can start analysing the change in rate of 1 USD to INR in 1947 and see how exchange rate kept increasing in the coming years. Here, a chart will show you the changing value of 1 USD to INR. 1 USD to INR Rates From 1947 to 2023 Year Some of the denominations higher than USD are Kuwaiti Dinar, Bahrain Dinar, British Pound and Euro. Dollar’s value has been always higher than most of the currencies. Its status is on a level where most of the international trade and exchange is valued using this currency. US Dollar is considered as one of the most valuable currencies in the world. This practice is frequent between the travellers visiting South East Asia and Middle East. Many travellers travelling abroad exchange INR to USD and then later get it converted to the local currencies to get a better rate. INR’s value ranges around 80 – 85 to 1 USD. Today, if we convert 1 USD to INR the Indian currency’s value is lower than USD. 12/7/2023 0 Comments Clipper camper popupProtectant sprays, like 303 Marine & Recreation Aerospace Protectant, are the best choices for this task.Ĭlicking this link to make a purchase may earn us a commission at no additional cost to you. One of the biggest concerns is that over time vinyl becomes more rigid and prone to cracking due to exposure to the elements. Once you have cleaned the vinyl, it is time to add a layer of protection. If you do notice some major cracks and holes that seem a bit too ambitious for home repair, do not hesitate to contact your camper manufacturer or your local RV dealer about repairing it. This is the only way to ensure that the integrity of your vinyl stays intact and that repairs will remain waterproof. If you find any areas that need repair, make sure to use a professional solution/adhesive. This is also a perfect time to spot-check for any cracks or holes that might cause leaks in your vinyl pop-up camper. Step 4: Spot Check the Vinyl for Holes and Leaks It’s an extremely powerful spray cleaner that is gentle enough for even the most delicate surfaces and fabrics.Ĭlicking this link to make a purchase may earn us a commission at no additional cost to you. If you prefer the former, we recommend using 303 Multi-Surface Cleaner. One is by using a professional vinyl cleaning solution or a homemade mixture of water, dish soap, and bleach for stubborn stains. There are two ways you can go about this. Mildew spreads quickly and can have devastating effects on vinyl. Cleaning is also an excellent opportunity to do some minor repairs on the vinyl, if necessary.įinally, inspect the vinyl for any traces of mildew. If you notice any stubborn and greasy stains or buildup from motor oil or other unidentified substances, prepare a multi-purpose cleaner that is vinyl-safe and will not damage the pop-up.Īlso, note any cracks or holes in the vinyl. Look for any residue, stains, and scratches that require more attention than standard cleaning. Take a close look at your pop-up camper and identify all the problem areas on the vinyl that might become an issue during cleaning. The first step is also one of the most important ones. Simply follow the outlined steps to ensure that your pop-up camper vinyl is clean and protected. Regular cleaning is the best way for vinyl to maintain its elasticity and protective features.Ĭleaning is pretty straightforward and something everyone should be able to do on their own. Luckily, you can control this as long as you are willing to put in the time and some elbow grease to take care of your vinyl pop-up. Whether it is dirt or grime from roads and nature trails, bad weather, bird excrement, or tree sap, your pop-up camper probably looks nothing like it did when you bought it.Įven though vinyl is a durable material that performs well under most conditions, this buildup of dirt and residue can cause vinyl to lose its properties and render it useless. If you have ever used a pop-up camper, you understand how quickly the exterior can get dirty. If you want to know more about cleaning the canvas, check out our guide on how to clean pop up camper canvas the right way. Important: This guide will focus on cleaning pop-up camper vinyl. Both materials provide reliable protection from the elements but are prone to damage and getting dirty quickly. The pop-up section of most pop-up campers consists of canvas, vinyl, or a combination of the two. Why You Should Clean Your Pop-Up Camper Vinyl Regularly Should I Use Homemade or Brand Name Cleaners?.How Can I Protect My Pop-Up Camper Vinyl?.How Often Should I Clean My Pop-Up Camper Vinyl?.Step 7 (Optional): Clean the Camper Shell.Step 6: Let the Vinyl Dry Out and Close the Pop-Up Camper for Storage.Step 4: Spot Check the Vinyl for Holes and Leaks.Why You Should Clean Your Pop-Up Camper Vinyl Regularly. 12/6/2023 0 Comments Left hand drill bits amazonAnd while you might not need them too often, they will really ease your job once you do. I personally suggest that every DIY enthusiast should invest in a left-hand drill bit set as it proves to be worth every penny you spend on it. But if the fastener doesn’t budge with the left-hand bit, you now have a hole available for using other extractors. If used probably, a left-hand drill bit alone can do the job for you. But in some situations, you just have to get that fastener out and that’s exactly when you are going to need a left-hand drill bit.Ī left-hand drill bit is the easiest and most efficient tool for extracting a broken fastener without damaging the work material. In this article, I have compiled a comprehensive guide for using left-hand drill bits as an extractor.Īt times you end up breaking or bending a fastener and it doesn’t really matter. While there are several tools and tricks available on the internet, left-hand drill bits are my first choice for removing a broken fastener. Throughout my DIY journey, I have had to deal with a number of broken fasteners and have tried every other tool under the sun. If you have not already been able to remove the fastener, you can now use the hole for using other extractors. Drill 2/3 times the length of the fastener into it. Now drill into the fastener using a left-hand drill bit with a drill on reverse gear. How to Use Left-Hand Drill Bits? For removing a broken fastener first make a mark in the fastener with a center punch. If you are left with a broken fastener or are in general curious about the use of left-hand drill bits, I have answered all the questions in your mind in this article. If you are ever stuck in a situation where you have stripped or broken a screw or bolt, left-hand drill bits can actually save you from the frustration of dealing with a broken fastener that does not budge.īroken fasteners are one sticky situation to be in and if not extracted properly can manage to ruin your work material. While normal bits have clockwise twists, left-hand drill bits have counter-clockwise twists. Nowadays left-hand drills are used to extract broken fasteners. Back when the option of reverse gear was not available on drills, left-hand drill bits were used for this purpose. 12/6/2023 0 Comments 2016 mini calendar printableYou can have small, medium, or large print, and these settings are optimized for letter-size paper.Įnter custom font sizes if you want to make further adjustments, or for different paper sizes.Įnter font sizes in points, where 1 point = 1/72 of an inch. For ruling, try five to eight.Īdjust the number based on the paper size and the size of your hand-writing.Ĭlick one of the preset font size buttons to automatically set the font sizes on the calendar. Enter zero to obtain blank, unruled cells. Set the number of rules to draw in each day cell. Look up color codes on this neutral colors color chart. Red-green-blue value in hexadecimal like HTML color codes. You can customize the color by entering the (Saturday and Sunday) is shaded in a light gray color. Select the days of the week to display with a shaded background color. Unfortunately, they have encoded the data, and it must be manually retyped for use in this calendar. For world holiday information, you can obtain current year listings from Q++ Studio. You can use an online spreadsheet program like Google Spreadsheet to prepare and save your event list, then simply cut and paste the list into the box above. Any lines with invalid dates will be ignored. Long event descriptions will wrap and fill the cell until the text eventually spills outside the cell. You can have multiple events on the same date, and events do not have to be in sorted order. Click the "Clear Events" button to clear the event list. Choose "All Event Types" to add them all at once. The pre-defined event lists include current year US Federal Legal Holidays, US Other Celebrated Days, and Moon Phases (based on EST/EDT). Select a standard event list from the drop-down box, and then use the "Add Events" button to add the events. Times are ignored, unless they are part of the event description. If the dates contain commas, you must use tabs as the delimiter.ĭates can be supplied in almost any format. The date and description should be separated by a comma or tab (automatically detected). Specify each event on a separate line, with the date followed by the description of the event. ", Walk the dog", or ", 6pm Meet Eddy".Ī more systematic method is to prepare your list of custom events or notations in a separate program, then cut and paste into the "Events" box above. Separate the date and note with a comma (or tab), e.g. To add notes, simply specify the date and the note in the "Events" box. You can not directly type notes into the calendar. You can adjust the font size of the numbers, but if too large, then the font size is automatically reduced to fit. Both of these displays can be turned off for a cleaner-looking planner. The calendar also displays the dates of the next and previous month in a fainter, gray color. For international users, select the day of the week that each week should starts on, for example, Sunday-Saturday or Monday-Sunday.īy default, the month calendar displays mini-calendars for the next and previous month. You can individually customize the margins if you need space to write notes. The calendar cells will automatically resize to fill up the paper. There are many customization options.Ĭonfigure the page size, orientation, and font as you would like it, using the preset buttons to set standard paper sizes. Check the "Download" checkbox to download the PDF to your computer instead. Then click the "Generate Calendar" button to view the monthly calendar online. Latest update - 2024 events have been added!Įnter a start date for the calendar and then the number of months (up to 60) that you want to print. View Online Save Calendar.pdf to My Computer Times/serif Helvetica/sans-serif Courier/monospaceĮnter number of horizontal rules in each day cell. Configuration options allow multiple planning formats, such as desk calendar, wall calendar, or monthly planner. Generate a free, monthly calendar in printable PDF format using the form below. § Home > Index > Freeware Free Monthly Calendar or Planner Printable Online 12/6/2023 0 Comments Budget phoenix airportTake advantage of on-site and valet parking for when you get back to the property from a day or evening downtown.įlights to Phoenix come with a side order of incredible views of Camelback Mountain for those lucky enough to have a window seat. Spend your days chasing par on the golf links, being soothed under the attentive hands of a massage therapist, or simply counting clouds while you relax by the pool. 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Arizona Grand Resort – Hit the links, enjoy a rejuvenating treatment at the spa, cool off at the on-site water park, and indulge your taste buds with a meal at one of six different dining venues-all without leaving the pristine property. However, if you are going to use your Phoenix rental car to explore the Arizona wilderness outside of town, one of these resorts away from the hustle and bustle of city center may make more sense: You’ll be close to the airport, convention facilities, and a host of other amenities to support your corporate event. If you are planning on being in town for business, downtown is a great option. Where Are the Best Places to Stay in Phoenix? And, when you use Travelocity to find Phoenix rental car deals, you’ll save time and money…both of which can be better spent living it up under the desert sun. Phoenix is a thriving city with a sunny disposition that matches its climate. Before long, you’re smack dab in the middle of a thriving metropolis, where top-notch shopping venues meet fine cuisine and family-friendly water parks. One minute you’re driving through miles upon miles of empty desert real estate, and the next a vision of skyscrapers starts to take shape in the distance. In order to truly appreciate the Valley of the Sun, you’ll want to rent a car in Phoenix. Like a bird rising from the ashes, Phoenix appears below, seemingly out of nowhere. You respond by lacing up your trail shoes and heading out with a water bottle in hand, preparing for a mountaintop epiphany as clouds dance just overhead. In the distance, a tumbleweed blows, signaling an urge to hike Camelback Mountain. Dry desert air wraps its warm arms around you as you stare out at a vast horizon of rugged terrain. |
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